Why You Should Switch Off the Water When You’re Away from Your Holiday Home

Owning a holiday home in the South of France or any other location comes with responsibilities, especially when it comes to maintaining the property while you’re away. One often-overlooked but crucial precaution is turning off the water supply when the house is unoccupied. Water leaks can cause significant damage, and being proactive can save you from costly repairs, insurance claims, and unnecessary stress. Here’s why it’s important, the risks involved, how insurance covers damages, and practical tips to protect your property.

1. The Risks of Leaving the Water On

Many homeowners don’t think twice about leaving the water supply running while their holiday home is empty. However, this can lead to serious issues:

a) Undetected Leaks and Burst Pipes

• A small leak can go unnoticed for weeks or even months, causing extensive water damage.

• In colder months, pipes can freeze and burst, leading to flooding.

• Even in warm climates, aging pipes or faulty connections can give way and cause leaks.

b) Mold and Structural Damage

• Persistent water leaks lead to mold growth, which can affect indoor air quality and require expensive remediation.

• Water damage can weaken walls, floors, and ceilings, leading to structural repairs.

• Wood furniture and flooring can warp and deteriorate if exposed to prolonged moisture.

c) Increased Water Bills

• Even a slow leak can significantly increase your water bill over time.

• Running toilets, dripping faucets, or unnoticed pipe leaks waste water and drive up costs.

2. How Insurance Covers Water Damage

Many homeowners assume their insurance policy will fully cover any water damage, but coverage varies depending on the situation. Understanding your policy can help you avoid costly surprises:

a) What’s Typically Covered?

• Most homeowner insurance policies cover sudden and accidental water damage, such as a burst pipe.

• Coverage may include repairs to the structure, replacement of damaged belongings, and even temporary accommodations if the property becomes uninhabitable.

b) What’s NOT Covered?

• Slow leaks due to negligence or poor maintenance are often not covered.

• If your insurer finds that the damage resulted from failure to turn off the water while the property was unoccupied, they may refuse to pay out the claim.

• Damage from flooding due to external water sources (e.g., heavy rains, river overflow) usually requires separate flood insurance.

c) How to Ensure Full Coverage

• Some insurance policies require proof that you took preventive measures, such as shutting off the water supply.

• Installing leak detection devices or smart water sensors can provide evidence that you were actively protecting your property.

3. Best Practices for Preventing Water Damage

To protect your holiday home from potential water-related disasters, follow these simple but effective precautions:

a) Turn Off the Main Water Supply

• Before leaving your holiday home for an extended period, shut off the main water valve.

• If shutting off the entire supply isn’t possible (e.g., for automatic irrigation), turn off the water to individual appliances like sinks, toilets, and washing machines.

b) Drain the Pipes in Winter

• If your home is in an area prone to freezing temperatures, drain the pipes after turning off the water to prevent freezing and bursting.

• Consider adding antifreeze to any remaining water in the system.

c) Install a Smart Leak Detection System

• Devices like Flo by Moen, LeakSmart, or Honeywell Water Leak Detectors can alert you to potential leaks via smartphone notifications.

• Some systems even allow you to remotely shut off the water supply if a leak is detected.

d) Regularly Inspect Your Plumbing

• Hire a local plumber or property manager to check for potential leaks, corroded pipes, or faulty fittings.

• Schedule an annual inspection before peak rental seasons.

e) Ask a Neighbor or Property Manager for Help

• If you have a local contact, ask them to periodically check the house for any signs of leaks or plumbing issues.

• A property management company can ensure maintenance is handled while you’re away.

Conclusion

Turning off the water when your holiday home is unoccupied is a simple yet essential step in protecting your investment. The risks of water damage, from leaks to burst pipes, can lead to costly repairs, structural issues, and insurance complications. By taking preventive measures such as shutting off the main water supply, installing smart leak detectors, and scheduling regular plumbing inspections, you can enjoy peace of mind knowing your property is safe. Whether you visit your holiday home seasonally or rent it out, these best practices will help you avoid unnecessary expenses and keep your property in top condition.